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No one likes paying for insurance, until they need it

No one likes paying for insurance, but here’s why it matters Let’s face it, insurance isn’t something most people get excited about. It’s not a new car, a holiday, or dining out at your favourite restaurant. It’s a cost that often feels invisible… until it’s...

What’s your retirement number?

What’s your retirement number and why you should care now Retirement might feel like a distant dot on the horizon, something for “future you” to think about. But the earlier you start planning, the more flexibility and freedom you’ll have later. Whether you’re just...

What’s the difference: Lifespan vs Healthspan

Lifespan vs Healthspan and why the difference matters When we talk about living longer, we often focus on lifespan, the total number of years a person lives. But there’s another equally important concept: healthspan. This refers to the number of years a person...

Succession planning for rural and business owners

Succession planning for rural or business owners Succession planning is generally defined as the process of preparing for the transfer of ownership, leadership, and management of a business or farm. This is often to another person or group, a family member, employee,...