Employee benefits and group schemes that go further
At RIVAL Wealth, we work with businesses across New Zealand to shape employee benefits and group schemes that go beyond pay and genuinely make a difference to your team. Employee benefits are not just the big-ticket items. They may include everyday things people notice, like flexible hours, extra annual leave, health and wellbeing access and opportunities to keep learning and progressing. Having access to financial education and guidance through workshops or presentations can help people better understand their situation and make more confident decisions. Our approach is straightforward and tailored. We help you build a benefits package that fits your business and reflects what your people will genuinely value.
How do you decide what employee benefits to offer?
We start by understanding your team and what you are aiming to achieve, then shape an approach that fits.
This might mean building on employee benefits that are already in place, introducing new options where there are gaps, or bringing in the right support, such as workshops or presentations, to help people better understand and engage with what is available.
The focus is not just on what is offered, but how it is experienced. Benefits need to be understood, used, and kept relevant over time as your business and your people evolve.
How do workshop sessions support your team?
Smaller, more interactive sessions give people the chance to ask questions and relate the conversation back to their own situation, with sessions held in the workplace so they are easy to access.
They focus on the decisions people are already thinking about, how to manage their money, what to do with KiwiSaver, and whether their current approach is setting them up for the future.
These sessions help people step back and see how everything fits together, rather than treating each financial decision in isolation.
How do group presentations build financial understanding?
Presentations designed for larger groups, bringing the bigger picture of people’s financial world into focus in a way that is clear, engaging, and grounded in real situations.
These sessions step through the decisions people are already navigating, from day-to-day cash flow through to KiwiSaver, protecting income, and what retirement could realistically look like.
They are designed to challenge thinking, highlight common gaps, and help people better understand how the different parts of their finances connect.
What employee benefits or group schemes should you offer?
What works for one business will not always work for another. The right approach depends on your team, your industry, and what people will actually understand and use. Some businesses focus on financial benefits such as insurance or KiwiSaver support, while others prioritise flexibility, wellbeing, or opportunities for development. The key is not what is offered in isolation, but how those benefits fit together and whether they genuinely support your team.
What do employees actually value?
Flexibility & time
Extra annual leave
Providing additional time off to rest, recharge, or manage personal commitments.
Flexible working options
Allowing people to adjust how and when they work to better fit their lives.
Remote working options
Flexibility to work remotely when it makes sense to both parties.
Health & wellbeing support
Group insurance packages
Employer-funded cover for added financial protection like health and income
Gym memberships
Supporting physical wellbeing and encouraging healthy habits outside of work.
Wellbeing programmes
Initiatives that support overall health, including physical, mental, and emotional wellbeing.
Financial & future planning
Extra KiwiSaver contributions
Contributions that increase over time to reward loyalty and long-term commitment.
Retirement and KiwiSaver support
Helping people understand their options and plan for the future.
Recognition or incentive vouchers
Small rewards that recognise effort, milestones, or performance.
Common employee benefit questions
What are employee benefits?
Employee benefits include both financial and non-financial support provided alongside salary, such as insurance, KiwiSaver contributions, and wellbeing initiatives. The most effective benefits are those that are understood, valued, and regularly used by your team.
What is a group scheme?
A group scheme is a workplace benefit offered to employees, often including insurance or financial support as part of the overall package.
What employee benefits do staff actually value?
This can vary, but flexibility, financial support, and wellbeing initiatives are often valued alongside salary, especially when they are easy to understand and use.
How do you choose the right employee benefits?
The right approach depends on your team, your business goals, and what will be understood and used by your employees. Talking this through can help shape a more practical and relevant approach.
Talk to us
If you are starting to think about how to support your people beyond just the pay packet, we are always happy to have a conversation. That might be exploring employee benefits, running workshops or presentations, or simply figuring out what could work for your team and where to start.
There is no cost to work with us. If you decide to put something in place, any product or cover will have its own costs, which we can help you understand.
There is no one right approach, but getting it right can make a real difference to how people feel about their situation and their future. It can also go a long way in building trust, engagement, and long-term loyalty within your team.
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