Excess: is the amount that is deducted from your insurance claim before the insurer pays the remaining balance. For example, if your claim is $1,000 and your excess is $250, the insurer will pay $750. It’s sometimes called a deductible. Choosing a higher excess usually lowers your premium, but it means a bigger deduction from any claim.
Excess
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Excess
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Age 18 – 34 years
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