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Excess

Apr 23, 2025

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Excess

Apr 23, 2025

Excess: is the amount that is deducted from your insurance claim before the insurer pays the remaining balance. For example, if your claim is $1,000 and your excess is $250, the insurer will pay $750. It’s sometimes called a deductible. Choosing a higher excess usually lowers your premium, but it means a bigger deduction from any claim.

Ages and Stages

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Age 18 – 34 years

Age 35 – 54 years

Age 55+

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