Financial tips and money advice from childhood to retirement
Money habits start early and evolve through life. Tim Fairbrother’s regular series on Stuff explores what financial advice looks like at every age, from 9 to 79. Each decade brings new challenges and opportunities. By understanding what matters most at each stage, you can make smarter decisions and build financial confidence for life.
We’ve created this hub so you can follow each article and learn practical tips for every generation.
Teaching your nine-year-old to be good with money
Learn how to set up pocket money systems, teach saving and spending, and introduce financial apps for kids to grow their money confidence.
How to ensure your 19-year-old doesn’t derail financially
Advice for teens stepping into independence such as managing student loans, budgeting, and starting KiwiSaver early.
Tackling financial priorities in your late twenties
At 29, life can get more serious, with mortgages, family plans, and financial goals. Learn how to build a strong future without sacrificing fun.
Financial see-saw, when life feels full and financially demanding
With growing kids and career pressure, learn how to build wealth, protect your family, and stay in control without losing sight of what matters most.
The turning point, when retirement planning gets real
The time to crush debt, boost KiwiSaver, and make smart investment moves so your next decade sets you up for financial freedom.
When it’s time to start turning your retirement plans into action
At 59, the focus shifts from “Will I retire?” to “How do I make it everything I’ve imagined?” This is about making choices that shape the next chapter of life.
Making every moment count while staying aligned
You’ve done the hard yards, now it’s about having the confidence to live the life you planned while staying aligned with your partner on spending versus preserving your investments.
Plan ahead so your loved ones don’t have to
It’s easy to put off, but leaving decisions until the end means your loved ones are forced to make tough calls under pressure. Being proactive now gives you control and makes life easier for the people you care about.
This information is of a general nature and is not intended as personalised financial advice. RIVAL Wealth is a Financial Advice Provider (FAP) licenced by the Financial Markets Authority to provide financial advice. Our disclosure document is located at rivalwealth.co.nz or a written copy is available on request
