Increasingly, New Zealanders in their 30s to 50s are finding themselves in the sandwich generation – supporting both their children and ageing parents at the same time. It’s a role that demands responsibility, resilience and real-life problem-solving. While it can be rewarding, it also brings emotional, financial and practical pressures.

What can you do to cope and keep your life on track?

Plan financially

• Have an open conversation with your family about money and expectations
• Talk to a financial adviser – they can help take the emotion out of difficult decisions

Share the load

• Involve siblings or other family members where possible
• Make time for yourself – your wellbeing matters

Seek support

• Connect with others in similar situations
• Don’t hesitate to ask for help from friends, neighbours or professionals

Open communication

• Talk to your children about what’s going on in a way they can understand
• Make it easy for your parents to say how they are feeling and do the same in return

This information is of a general nature and is not intended as personalised financial advice. RIVAL Wealth is a Financial Advice Provider (FAP) licenced by the Financial Markets Authority to provide financial advice. Our disclosure document is located at rivalwealth.co.nz or a written copy is available on request